Is your household budget suffering because it’s too incredibly easy to buy things today? Envelope budgeting is one way to take control of your personal finances.
Even with a substantial down payment, taking on mortgage debt in the hundreds of thousands of dollars isn’t a decision that should be made lightly. Our friends at RateHub explain how to reduce your mortgage costs.
Receiving an income tax refund generally means that too much was withheld from your paycheck throughout the year. But if you prefer getting that yearly “bonus” to adjusting your tax forms, we have a few suggestions for how the money can best be used.
Using your smartphone or tablet and a dedicated app, you can create a personal home inventory that documents your possessions and saves your information in the cloud for easy retrieval.
Everyone has to file taxes, so while every individual situation is different, there are some general guidelines that can help you decide whether to DIY or outsource the task this time around.